Pradhan Mantri Awas Yojana (PMAY) 2023 Online Application Form
PMAY - Affordable Housing Scheme
Pradhan Mantri Awas Yojana (PMAY) 2023 Online Application Form
"Pradhan Mantri Awas Yojana" (PMAY) is a flagship housing scheme launched by the Government of India in 2015 with the aim to provide affordable housing for all by the year 2022. The scheme aims to provide housing for the economically weaker sections (EWS) and low-income groups (LIG), as well as the middle-income group (MIG) in urban and rural areas.
The Pradhan Mantri Awas Yojana has two main components - "Pradhan Mantri Awas Yojana - Urban" (PMAY-U) and "Pradhan Mantri Awas Yojana - Gramin" (PMAY-G).
Pradhan Mantri Awas Yojana - Urban (PMAY-U)
PMAY-U aims to provide affordable housing to the urban poor, including EWS and LIG. Under this scheme, the government provides financial assistance to eligible beneficiaries for the construction or enhancement of their houses. The scheme also provides for the rehabilitation of slum dwellers in the urban areas by providing them with new houses or by improving the existing houses.
The government provides a subsidy on the interest rate for housing loans taken by the beneficiaries. The amount of subsidy varies based on the income of the beneficiary and the size of the house. The maximum subsidy amount is Rs. 2.67 lakh, and it can be availed by beneficiaries with an annual income of up to Rs. 6 lakh.
To be eligible for PMAY-U, the beneficiary should not own a pucca house in his/her name or in the name of any member of his/her family in any part of India. The beneficiary should also not have availed of any central assistance under any housing scheme from the government earlier.
PMAY-U has four components:
In-Situ Slum Redevelopment (ISSR)
This component aims to improve the living conditions of slum dwellers by providing them with basic amenities such as water supply, sanitation, and electricity, and by constructing new houses for them. This component involves the redevelopment of the existing slum area, and the beneficiaries are provided with new houses in the same location.
Credit-Linked Subsidy Scheme (CLSS)
This component aims to provide interest subsidy on housing loans to the EWS and LIG beneficiaries. The subsidy ranges from 20% to 6.5% and is based on the income and size of the house.
Affordable Housing in Partnership (AHP)
This component aims to encourage the participation of the private sector, NGOs, and other stakeholders in the construction of affordable housing. The government provides financial assistance to such agencies to develop affordable housing projects.
Beneficiary-led Construction (BLC)
This component aims to provide financial assistance to the EWS and LIG beneficiaries for the construction of their houses. The beneficiaries are required to contribute a minimum of Rs. 5000, and the government provides financial assistance in the form of a subsidy on the interest rate of the housing loan.
Pradhan Mantri Awas Yojana - Gramin (PMAY-G)
PMAY-G aims to provide affordable housing to the rural poor, including EWS and LIG. Under this scheme, the government provides financial assistance to eligible beneficiaries for the construction or enhancement of their houses. The scheme also provides for the rehabilitation of the houseless and those living in dilapidated houses in rural areas.
The government provides a subsidy on the cost of construction of the house. The subsidy amount varies based on the region and the size of the house. The maximum subsidy amount is Rs. 1.2 lakh, and it can be availed by beneficiaries with an annual income of up to Rs. 1.5 lakh.
To be eligible for PM
Pradhan Mantri Awas Yojana (PMAY) 2023 Online Application Form
The Pradhan Mantri Awas Yojana scheme was launched by the Narendra Modi government to make housing accessible to all sections of the society at affordable rates. PMAY was launched in 2015 and will be executed in a phased manner across the country and the project is likely to be completed by 2022. Last date to Apply for PMAY Scheme and avail subsidy on Home Loan is 31st December 2024. Last date for MIG(I & II) category under CLSS has been extended to 31 December 2024.
How to Apply in pmaymis.gov.in
Step: 1 - Log on to the PMAY website pmaymis.gov.in
Step: 2 - Choose the ‘Citizen Assessment’ option and click on the applicable choice: “For Slum Dwellers” or “Benefits under other 3 components”.
Step: 3 - Enter Aadhaar card details
Step: 4 - This will redirect you to the application page, where you will have to fill in all the details accurately.
Step: 5 - The details to be filled include name, contact number, other personal details, bank account and income details, among others.
Step: 6 - Once this is done, choose the ‘Save’ option and enter the Captcha code.
Step: 7 - Then, click on the ‘Save’ button. The application is now complete and a print out can be taken at this stage.
How to apply for PMAY scheme offline?
While individuals can apply for the PMAY scheme online using the steps mentioned above, they can also apply for it offline.
In order to apply for PMAY offline, you need to visit a Common Service Centers (CSC) made available by the state and union territory governments. There, you need to fill up and submit the application form provided by the officials after paying Rs.25 plus GST.
It needs to be mentioned here that no private entity/persons have been authorised by the Ministry of Housing and Urban Affairs (MOHUA) to collect this fee from any beneficiary under this scheme. If you have any further clarifications, you can call or write to:
How to Check PMAY Application Status Online?
Those who have applied for this scheme can check the status of the form and take a printout of the application. Let's explore how.
There are basically 2 ways to track the PMAY Application Status
With Assessment ID
By entering other personal details such as Name, Father's Name & Mobile No
Process to Check the PMAY Application Status with Assessment ID
Step: 1 - Log on to the Pradhan Mantri Awas Yojana website: http://pmaymis.gov.in/Track_Application_Status.aspx or go to the ‘Citizen Application’ option and then choose the ‘Check Status’ button.
Step: 2 - When you hit the track button, there will be two options displayed: ‘By Name, Father's Name & Mobile No’ and ‘By Assessment ID’.
Step: 3 - Choose the ‘By Assessment ID’.
Step: 4 - Enter the Assessment ID & Mobile Number that was assigned when the form was filled and submitted.
Step: 5 - After filling in the details, click on the option called ‘Submit’.
Step: 6 - The user will soon know the stage at which his/her application is
Procedure to Check the Application Status of PMAY Scheme with Name, Father's Name & Mobile No
Step: 1 - Log on to the Pradhan Mantri Awas Yojana website (pmaymis.gov.in) and go to the ‘Citizen Application’ option and then choose the ‘Check Status’ button.
Step: 2 - After clicking on the know your status button, choose the ‘By Name, Father's Name & Mobile No’ option
Step: 3 - Once this is done, provide the State, District and City details
Step: 4 - The next step is to fill in the Name, Father’s name and Mobile Number
Step: 5 - Once this done, Click 'Submit'
Step: 6 - Once this done, the status can be viewed
How to Download Pradhan Mantri Awas Yojana Application Form
Step:1- Log on to the Pradhan Mantri Awas Yojana website: pmaymis.gov.in
Step:2- Follow the steps listed above and access the application form by one of the two ways mentioned above.
Step:3- Click on the “print” option.
Terms and Conditions
Only those who belong to economically weaker sections of society or lower income groups can apply for this scheme.
If at any point of time the applicant has misrepresented facts, the loan may be cancelled and suitable legal action will be taken.
If there is any misrepresentation in income proof, the loan granted will be cancelled and suitable legal action will be taken.
Benefits of Pradhan Mantri Awas Yojana Online Application Form
There are various advantages of applying for PMAY online. Below are the benefits:
The online application is easy to fill and it provides applicants a hassle-free user experience
Once the applicant has successfully submitted the application, it can be easily tracked online. This will help the user track the status of the application
Guidelines On Filling Pradhan Mantri Awas Yojana Online Application Form
It is first and foremost important to check if you are eligible to apply for the PMAY scheme
To assess this, log on to the PMAY website and go to the PMAY beneficiary list to check this.
Only those with an Aadhaar card can apply for this scheme
All bank related and income related details have to be kept ready to apply for this scheme.
Documents Required for PMAY
The applicant needs to provide their Aadhaar details and one cannot apply for this scheme without one
For Identity and residential proof, the documents that can be furnished include PAN card, Voter ID, Driving Licence
In case the applicant belongs to a minority community, the proof of the same needs to provided.
There is need to provide proof of Nationality. This can be done using the passport
Economically Weaker Section certificate or Low Income Group certificate should be provided
🔹Salary slips
🔹IT return statements
🔹Property valuation certificate
🔹Bank details and account statements
🔹Proof that the applicant does not own a ‘pucca’ house
🔹Proof that the applicant is constructing a home under the scheme
PMAY Online Form 2023 FAQs
What is the deadline for PMAY 2023 applications?
Pradhan Mantri Awas Yojana applications must be submitted by 31 December 2024.
How do I apply for PMAY 2023 online?
To register for the Pradhan Mantri Awas Yojana Online Registration 2023, go to the official website at https://pmaymis.gov.in/ and select the ‘Citizen Assessment’ link.
How do I access the PMAY application?
After you’ve submitted your application, go to https://pmaymis.gov.in/, click on “Citizen Assessment,” and then choose “Print Assessment” from the drop-down menu.
By choosing one of the following choices, you can review the application form: Name, father’s name, and contact information, or assessment ID Choose your choice, then press the “Print” button to download the PMAY application.
How to file a complaint and get questions answered using the Pradhan Mantri Awas Yojana online form?
If you have a problem with the PMAY form, you can contact the housing ministry by phone, email, or in person.
